It doesnt matter what stage of life you are in, everyone has the same basic needs. These needs are physical, emotional, social, intellectual, spiritual, and creative. When all of these needs are satisfied, youll discover that your life is brimming with joy and good feelings. Youll find your self-esteem at its highest peak whenever you are fulfilled within your daily life and activities.

Physical Needs: These needs are the basics. The need for air, water, sleep, exercise, and sex.

Emotional Needs: This is the need for praise, love, trust, security, feeling OK inside, and self-fulfilled.

Social Needs: This is the need for companionship and friendship. This is usually gained from a peer group.

Intellectual Needs: This is the need for challenging thoughts, reading, learning something new, and mind stimulation.

Spiritual Needs: This is the quiet need inside that wants to know and believe in a higher spiritual power than ourselves. This need increases our awareness and sensitivity to the greater aspects of life.

Creative Needs: This is the need to express yourself in any manner you desire. This can include the arts, dancing, acting, and writing - almost anything that allows you to feel imaginative and inspired.

All of the above needs are usually a part of every humans life. All of us want to have these needs met in life. Having these needs met increases our enjoyment of living and creates a healthy body and soul. So how do parents fulfill these needs in their growing children? The first way is to become aware that the needs of a child are the same as yours. Being empathetic to your child at all times creates a bond that nurtures the needs of your child. For example, whenever your child wants to create or make something, allow your attention to center on your child and give him whatever you think will help to inspire your childs creativity.

My children loved to create drawings on large pieces of paper. I helped them do this by supplying them with the all the paper, crayons, paint, brushes, etc. necessary to stimulate their minds. Then I let them go to it! It was exciting to watch my child create a masterpiece of their imagination. Their artwork was sweet, beautiful and full of ingenuity. I then posted the artwork all around the house to show to their siblings and guests. As a parent, it was my goal to communicate with my child that I truly understood and valued his desires and feelings to be creative. I empowered my child to become all that he can be at that moment. This process immediately shows your child that his opinions and thoughts are valued.

By empowering your child, you are allowing your child to take ownership of their feelings, take responsibility for their behavior, make decisions that help them grow, follow through with commitments and most importantly, to become aware of the needs and feelings of others. You are giving your child the chance to experience success and understand his own uniqueness. Its rewarding for a child, adolescent and adult to have recognition and respect. By empowering yourself, as well as your child, you are fostering basic needs that truly make you glow inside and out.

At different times in our lives, we are capable of doing certain things. Stay tuned to where your childs capabilities are during his childhood and supply the above needs according to his stage in life. In fact, developmental stages continue right into old age. When a childs needs are met, his discomforts and fears are quickly removed and he finds that his life is truly a safe and fun place to be. This feeling leads to a child that learns to trust his environment and each successive stage of development.

Know that meeting these six needs in your childs life is not hard to do at any stage. Getting involved in your childs exploration of his life doesnt take money, but it does take thoughtfulness and time. Providing these needs throughout your childs lifetime allows your child to go through his stages of life with a healthy regard for himself and for society. It encourages your childs autonomy and capacity to do more with is his lifetime. Who can ask for more?

Copyright 2006 by Linda Milo and Empowering Parents Now. All rights reserved.

Packaging comes in all shapes and sizes and can be made to fit your every need. No matter what is that you have to package and mail away or maybe just to give as a gift to your friend, there is a perfect way of packing it.

When looking for quality packaging supplies, you can look no further than your local post office other mail shipping establishment. They offer packing peanuts, bubble wrap, tape, and boxes of all sizes and shapes. If you have a business that you run inside your home and a majority of that business requires shipping products to customers, you may consider purchasing packaging supplies in bulk at wholesale prices. There are many different industrial and retail packaging stores located on the World Wide Web that can offer you a wide variety of shipping supplies like boxes, packing peanuts, bubble wrap, and labels.

Now days it is even possible to weigh and ship your packages right from the comfort of your home. If you have a postal scale and a printer, this can be a major time saver for a lot of small home businesses such as an E-bay business or a crafts business. Once you package the item that you want to ship, simply weigh it on the postal scale, and go to www.usps.com to pay for the shipping cost of that item. The label will then be printed through your printer and you can stick it on the box and have it ready for the mailman when he delivers your regular daily mail. The payment for the shipping can be made from your credit card, debit card, or from your www.paypal.com account if you have one.

Packaging and shipping right from home has been a major time saver for a lot of small business owners. They no longer have to waste their time standing in long lines at the post office, but now can be doing business while they ship their merchandise, which in turn makes their business more productive.

Today's typical couple is busier than ever. Whether you're working overtime, shlepping the kids around, traveling or fulfilling social obligations, life at home can be a chaotic scene. But is this any excuse to let good-old-fashioned manners and consideration go out the window? Of course not. A peaceful and loving home starts by showing respect and courtesy to your spouse and children. Here are five little reminders to keep you on good behavior!

1. Remember your manners.

Kindness and consideration go a long way. Don't interrupt when another family member is speaking. Make please, thank you, may I, and excuse me part of your daily repetoire. Apologize if you've accidentally hurt someone's feelings. Give others the benefit of the doubt.

2. Eat meals together.

Sure, life on the run has everyone grabbing a quick meal when they can, but quality time is the key ingredient to a happy family life. Even if it's just once a week, schedule a day when everyone can sit down together at the table and enjoy a home-cooked dinner and some good conversation.

3. Be a unified parental front.

If Mom and Dad can't agree on what the rules are, let alone enforce them, you can be sure that your kids will have the upper hand and the two of you will be left feeling ineffective and resentful of each other. Lay down the law and present yourselves as a Unified Parental Front!

4. Listen to each other.

Sure, Moms and Dads often know best, but that doesn't mean shutting your mind to what your children have to say. Listen to each other with open hearts and minds, and start your children on the path to positive communication and great relationships.

5. Never go to bed angry.

Sure, disagreements happen from time to time, but there is no better indicator of a secure and loving home than agreeing to put differences aside when the lights go out each night. Explain to your children that even though you and your spouse don't always see eye to eye, it doesn't mean you don't love each other. Same goes for the kids!

Now more than ever before, we must instill solid family values in our children. The best way to teach them to respect others is to show respect for each other in our own homes.

Copyright 2005 Dina Giolitto. All rights reserved.

Thinking of trading up on an investment resort property? If so, look into 1031 Tax Exchanges (based on IRS Code Section 1031), which allow taxpayers to defer taxes on capital gains resulting from the sale of investment real estate, often a sizable sum since combined Federal and State taxes can run as high as 38 percent.

With an exchange, owners are able to preserve equity, while still selling the property. The underlying concept is that an exchange of like-kind property for like-kind property does not generate funds, which can be taxed since the profits go directly into the new or replacement property. To accomplish this, sellers hire a Qualified 1031 Intermediary (QI) to document the sale as an exchange and to receive the funds from the sale. The QI then delivers the funds directly to the closing agent for the replacement property who deeds the property to the taxpayer.

Central to a 1031 Exchange is the interpretation of like-kind property. While the common assumption is that like-kind implies land for land or a condominium for a condominium swap, the interpretation of like kind is actually less literal. Rather, it defines like kind as meaning that both the replacement and the original property must be used as an investment. So land, condominiums, single-family homes and motels can all be exchanged for one another as long as they are used in the exchanger's business or held as an investment. The amount of debt held on the replacement property must be the same as the amount of debt on the original.

1031 Exchanges are complex mechanisms and like all IRS requirements very specific. For example, exchangers have 45 days from closing to identify properties they intend to purchase and 180 days to complete the purchase. Purchase and Sale agreements must include verbiage indicating the intent to affect a 1031 Exchange.

The 45-day time frame used to be onerous for sellers. Now, they can opt for a Reverse Exchange, in which an additional third party called "the exchange accommodation title holder" (EAT) acquires title to the replacement property until the original property sells. Reverse Exchanges shift the 45- and 180-day time frame to the selling side of the transaction. With an Improvement Exchange, which also uses an EAT to hold the replacement property, sellers can build investment properties from the ground up or improve existing properties. The improvements have to be built and paid for during the 180-day period.

If you are interested in a 1031 Exchange, the first step is to consult your tax advisors as well as an attorney or CPA who is knowledgeable with 1031 Exchanges. Make sure that your real estate professional knows you plan to conduct an exchange and be sure that he or she is familiar not only with the process but also with the specific documentation and time frame mandated by the IRS.

This article is intended to inform readers, but does not constitute any financial or legal advice.

Baseball Jerseys- Every Jersey Has a Story to Tell

Who knows the charm and delight of wearing baseball jerseys better than a baseball fan? Probably every American Baseball League fan has a baseball jersey and in her/his closet. Use of sports equipment only by the baseball players is an outdated phenomenon. Now baseball jersey has become a normal piece of clothing of American Baseball League and Major Baseball league fans.

Authentic Jerseys- Fashionable Clothing and a Collector's Delight

Baseball jersey is popular among baseball fans because it not only looks good and trendy but also is normally acceptable attire in most of the places. Moreover, it is much more than a fashion statement. Baseball jersey you wear is your personal statement of your baseball affiliation, liking and style.

These jerseys come in a blend of cotton and polyester and are very comfortable to wear and convenient to wash and maintain. You can easily find a jersey of your favorite Major League Baseball team in all sizes. Even junior baseball fans can have a jersey for their size. You can easily locate a baseball jersey for your needs at the sports apparel store, sports equipment stores, local departmental store and online sports equipment stores. Online sports apparel stores have wonderful collections of authentic jerseys, replica jerseys and custom jerseys for baseball players and fans.

Off late, authentic jerseys of American Baseball League and Major Baseball league players has become extremely popular. Authentic jerseys are available for almost all popular baseball teams and players of present as well as the past. Some people have amazing collections of these authentic jerseys and replica jerseys of baseball players.

The collectors display their authentic jerseys as their prized collection. These collectors have a story to tell for every jersey in their collection. Every jersey has a history and interesting story about the player, team and match. Some collectors have custom jerseys with signatures of their favorite baseball stars and even complete baseball teams.

David Walker continues his review of the January transfer window and how the moves will impact each teams success, or survival at the end of the 2005/06 season.

Everton
After spending the early part of the season facing a relegation battle the only reinforcements came in the form of Alan Stubbs, joining from Sunderland for his second spell at the club.

Two players have left the club Marcus Bent to Charlton and Per Kroldrup to Fiorentina. The Danish defender arrived in a 5 million switch from Udinese but returned to Italy for substantially less after making just one league appearance.

At 10 points clear, Everton look safe from the drop but you may be tempted by the 33/1 relegation odds.

Fulham
Fulham are battling against relegation and have made five new signings. Goalkeepers Tony Warner and Antti Niemi joined from Cardiff and Southampton respectively while New Zealand international Simon Elliott arrived from Columbus Crew. Defender Wayne Bridge and midfielder Michael Brown joined from Chelsea and Tottenham Hotspur on loan.

Without an away win all season, Fulhams strength and key to survival lies in their form at Craven Cottage. 26 of the 29 points accumulated have come from home wins and manager Chris Coleman will need to keep up this momentum. Fulham can be backed at 14/1 for relegation.

Liverpool
Third in the table and a favourable draw in the Champions League has seen further recruits arrive at Anfield. Defender Jan Kromkamp arrived in a swap deal from Villarreal which saw Josemi return to Spain while Danish defender Daniel Agger cost 5.8 million from Brondby.

A host of fringe players left on loan deals but all transfers were eclipsed by the return of striker Robbie Fowler, five years after leaving Anfield. Fowler scored 120 goals in 236 Premiership matches for the Reds previously and with Manchester United wobbling, Liverpool could eclipse them in second position. They are three points behind in third but have two games in hand. Rafa Benitezs side can be backed at 6/5 to win the Premiership in the without Chelsea market.

Manchester City
Following a blistering start to the season, City are sitting comfortably in tenth position. Manager Stuart Pearce will not stand for half measures and has motivated his side into three wins out of their last four matches, including a 3-1 derby win over bitter rivals United.

Pearce has boosted the ranks with the 6 million signing of Greek striker Georgios Samaras from Heerenveen after allowing Robbie Fowler to rejoin Liverpool and the loan capture of Espanyol midfielder Alberto Riera. Pearces managerial qualities have not gone unnoticed and he is quoted at 20/1 to succeed Sven Goran Eriksson as the next England boss.

Manchester United
The former Premiership powerhouses have been exposed yet again this season as being nowhere near Chelsea in terms of results, consistency and strength in depth. However, the Glaziers sanctioned the arrivals of Spartak Moscow defender Nemanja Vidic Spartak for 7 million and 5.5 million signing Patrice Evra.

A dire spell in Europe has seen them with the Carling Cup one of their only chances of silverware this season although Sir Alex Fergusons side are still 5/6 favourites for the Premiership without Chelsea. Strike duo Ruud van Nistelrooy is 5/6 and Wayne Rooney 10/1 to top the Premiership scoring charts.

Middlesbrough
One of the pre season outsiders for a top four position, Middlesbrough are now staring relegation square in the face. Boro have won just once in their last 10 Premiership outings and that was away at rock bottom Sunderland.

No players arrived in January although Szilard Nemeth left for Strasbourg. One of the few bright spots, striker Yakubu, can be backed at 16/1 to top the Premiership goalscoring chart while speculative punters may fancy the 13/2 on offer of relegation.

Newcastle United
Manager Graham Souness became the latest Premiership managerial casualty after recently losing five of their last six league matches. With just 36 wins in his 83 matches in charge the club are hovering six points above the drop zone.

Big money arrivals Michael Owen and Alberto Luque failied to ignite an expected charge for European football and former West Ham manager Glenn Roeder and Alan Shearer have taken over the reigns temporarily. Bolton manager Sam Allardyce is the 9/2 favourite to take over permanently and despite a poor run of form the Magpies remain 20/1 outsiders for relegation.

The third and final part of the review will look at transfers involving Portsmouth, Sunderland, Tottenham Hotspur, West Bromwich Albion, West Ham United and Wigan Athletic.

Soccer Nutrition and Mental Focus;

Food-Brain-Brain-Food link,

We've all heard of the "breakfast on champions".
This is true because it focuses on the daily nurturing of the body to aid the mind in preparation of the events ahead.
It can be a part of a ritual as, proper breathing techniques and adequate liquid consumption.

Focusing on a dietary plan is also preparing the mind for future competitions is a long process.
This is the use of one of the most important issues in life (food), to introduce another important issue (competition), to heighten the all aspects of individual and team performances.

It teaches the players/athletes to cue themselves for their games ahead.
It also prompts acceptable behaviors and fosters conditions of ownership among the players and all those involved in the team.
Nutrition also allows the coaches to use food and other rewards to encourage other acceptable techniques to prepare for a variety of competitions. NO! I'm not encouraging "Pavlovian" psycologial techniques, this is a much longer and indepth process.

Nutrition is only a step in a process towards mental focus.
We have also heard, "strong in body, and strong in mind".
I would suggest that these major components in life are completely intertwined and in fact are, inseperable.
You can win by recognizing this or lose without even knowing that there is a link too or a cause and effect with this issue.

Many of us try and focus on what to eat. This is the first important step in the correct direction.
The flip side to that is what not to eat. This is realizing what is harmful to the player and even the coach.
"Maybe a little more oatmeal and less coffee?" is a good first step towards this solution.

The addition to that is what to eat, and in which combinations.
We have now entered the realm of the ZONE.
This is the area of expertise of the highly qualified nutritionist to deliver the ultimate nutritional plan.
This however can only be successful once the planner knows which competitons lay ahead. The nutritional planner also has to understand the team of athletes and their gender and age specificity.

Curb appeal is the most important challenge you'll face when selling your home. You must make home shoppers feel like getting out of their car to see what's behind the front door. Imagine prospective buyers driving up and examining your property for the first time. Your goal is to have them exclaim, "What a darling home!" Or, "What a splendid house."

Curb appeal has grown up, and using innovative Design Psychology techniques for marketing homes puts curb allure to work, enticing buyers to come inside your home. One way to make your home outshine the others on the market, upgrading your exterior, doesn't have to cost you a lot of money.

Restore, the outlet store for Habitat for Humanity, resells donated home building materials. They sell light fixtures, window hardware, paint, house numbers, and even white picket fencing. Restore also lets you bargain on merchandise, which means that the tagged price isn't always the final price. You can even sign up for Restore's mailing list and receive notices of half-price sales. We found a great exterior light fixture at Restore for one of our fixers for only $25. The same fixture, available at our local home building supply outlet, sells for $99.

Suppliers and Exquisite Details

To sell your home for the highest profit, you need to spend less for improvements to make more; yet spending a little extra can yield significantly more return on your money. Adding exquisite details can add dollars to your bank account. For instance, if you don't find what you're looking for at a bargain price, visit an upscale retailer and look for similar items on sale.

If you use ugly, cheap, or tacky fixtures, you'll actually make it harder to sell your home by lowering your home's curb appeal. Think of it this way: spending $100 more for a quality light fixture will save you at least one, and possibly more, mortgage payment. That means that your $100 fixture was really an investment, rather than an expense.

Curb Appeal: Create Inviting Access to Your Home

An alluring home setting begins with the access to your home. A problem with many newer homes is that developers don't provide a separate walkway to the front door. You don't want to make buyers walk around cars and trip over driveway edges to navigate to your front door. If you have no dedicated walkway to the front door, add a simple pathway. A wandering pathway to the front door psychologically feels more inviting than a straight-shot walkway.

If you have a plain, straight concrete walkway, create undulating flower beds on either side to encourage a relaxed, friendly feeling. Adding a water feature near your entry walk also enhances the ambiance because moving water relaxes the body and mind and refreshes the spirit. You want to create a feeling of balance and harmony, like that found in nature.

Welcome Buyers with Friendly Accessories:

• Wind chimes add pleasure to your buyers' sense of hearing.
• Potted plants, such as flowers or soft ferns, are friendly, but avoid spiked plants with thorns near the doorway.
• Floral baskets with bright yellow and white flowers show up best day and night.
• A pair of rocking chairs, a double glider, or a porch swing will convey a friendly neighborhood and invite potential buyers to sit and chat.
• A welcome mat also adds a homey touch.

Avoid Unwelcoming Attributes

• Repair cracks in the driveway with cement epoxy.
• Clean spider webs off eaves, windows and porch.
• Repair or replace broken doorbells.
• Clean or replace dirty or burnt out exterior lights.

Buyers forgive little inadequacies in your home if they love it from the first time they see it. So go a few extra steps beyond curb appeal and lure your prospective buyers inside with Design Psychology methods. Take a little extra time and spend just a bit more money, to sell your home fast, and for more money.

Copyright 2005 Jeanette J. Fisher - All Rights Reserved Worldwide.

So why should you invest in foreclosures? In the long-term, its for lifestyle and financial freedom.

I do not define success in terms of winning or losing, but rather by whether I am challenging myself to be the best that I can be. One of the reasons I left my 9-5 corporate job, besides getting laid off, was because I wanted MY OWN lifestyle. I wanted to create my own lifestyle for me, my family, and my friends. I wanted to become a champion, the best at what I did. I believe that anything I set my mind to, I would be successful at that endeavor.

However, my biggest problem in working for a company where I was not the boss, the president, or the owner, was that I could not set my own schedule. I would not be able to go skiing when I wanted, play golf, or travel when I wanted. I was a terrible employee because I wanted to do things when I wanted to do them. And today I dont want to be accountable to anybody, except myself and my family, and the people that are counting on me to create real estate transactions.

Dont get me wrong. I was pleasant at my jobs, and I showed up, and I produced revenue. But the reason that I think I was a terrible employee was that I only wanted to work just 2 to 3 weeks a year. To me, a JOB means Just Over Broke and my time was not my own time, it was my boss time.

When I first started in the real estate investing business I had to ask my wife to give me a chance to make this work. I had a severance package, so I had three months to move forward. When we cashed the first check of $8,000, I took $4,000 and took my wife to Paris, a place she always dreamed of going. That helped tremendously in my pursuit of this business.

Now that I have established my business I take off one week for every six weeks of work. This gives me five to eight weeks of vacation per year depending on how my deals are going. I use this time to connect with my family, vacation, work on other projects, and just go out and enjoy life because isnt that what it's all about? If you're working so hard that you're not enjoying life then you need, in my opinion, to rethink your priorities.

My 15-yr-old son Nick and I go to hockey games, football games and other things that a 15-year-old and his dad can do together. My 6 year old daughter Chloe and I go skiing in the Rocky Mountains of Colorado where we live and we do it 10-15 times a year. We go camping, take motor home trips, fly to Maui to go to the beach and much more. This is truly a life that I am designing.

My belief is we should constantly have to better ourselves, to acquire new skills, to refuse to be bogged down with the feeling of failure, inadequacy, or that L word--loser. In my opinion, the losers of the world are those that never try. I would rather work with somebody who has tried 10 different businesses and failed than somebody who has worked 30 years successfully for one company and achieved moderate success.

When are you finally a financial success? Only you can answer that question for yourself and your family but to me the answer is when you can totally financially support yourself without having to show up for work. When you can do whatever you want, whenever you want, with whomever you want, anywhere you want, anytime you want to do it, as much as you want to do it, then you have reached financial success. That is the time that passive income is really working for you and your dreams are becoming a reality.

The 1992 Summer Olympics were the first to feature NBA players, and the squad from that year was known as the Dream Team. Michael Jordan, Magic Johnson, and Larry Bird are just three of the legends that played on that historic and unbeatable team. Although Fantasy Baseball, Football, or even Basketball did not begin in 1992, these thrilling and interactive pastimes do carry on the tradition of that squad. By trying to assemble the best line-up of players from the game in any given year, and seeing how they would match up, fans can rearrange the leagues as they see fit and pretend to be owner, coach, and player all at once. Now, this may sound like a recipe for insanity, but its actually a lot of fun - and it gives you some control over the game, even if only in your head. Fantasy Baseball is one of the more popular games for people to play, and there are even draft kits to help players navigate through the draft and auction process.

A draft kit? Is assembly required?

Ouch! Now, back in the olden days, before the Internet became the venue of choice for fantasy baseball enthusiasts, you had to keep track of your teams and players with a newspaper. Plus, you had to keep in contact with the other members of your league to keep tabs on who was winning the pool. Now, the Web keeps players from around the world connected, and brings a level of intensity to Fantasy Baseball and other such leagues that was not there before. To navigate through the maze of statistics and player data, the serious fantasy fanatic needs a Fantasy Baseball starter kit to best position himself for the upcoming season.

So..I get a Fantasy Baseball Draft Kit to use on the Internet? Do I actually get anything?

This is the Information Age, my friend, and that is precisely what you are getting with your Fantasy Baseball Draft Kit. Every kit is filled with electronic candy to fuel your dreams and propel your team to success. Analysts who live the dream of getting paid to study, breathe, and live baseball devote hours of hard work and energy to bring you:

- strategy to use during the draft and auction

- a list of potential sleepers who are just waiting to take their game to a new level in the next season

- predictions about who is going to falter and fade in the coming year

- the best rookies to bring to your team

- cheat sheets filled with the must-know facts to be successful on draft

day.

Some Fantasy Baseball draft kit options include a mock draft for newbies to the game, and a host of other useful tips, to position you to bring home a championship - and hopefully some of that play money that everyone poured into a pool at the beginning of the season!

Hey look, if you like baseball, you are going to love Fantasy Baseball. Players and coaches change teams more often than lovers on some silly soap opera, so it is hard to be loyal to traditional teams. But, with Fantasy Baseball, you can build your own Dream Team, and bring an exciting new element to a classic game. If you are new to the process, or just want an edge for the next season, a Fantasy Baseball draft kit is just what you need.

The summer is a perfect time to host a Luau. Regardless of your state of residence, you can have a Luau in your backyard. Hawaiian decorations will add to the ambience and make everyone think they are in a tropical place. A Luau is a perfect theme for a retirement, anniversary or birthday party because all ages enjoy them.

A Luau needs some palm trees. Inflatable trees or supplies to make some are found at any party supply store. They can be placed around the backyard or inside the house in strategic locations. If the party will head into the evening and night hours, hang strand of mini white lights. The twinkling lights provide enough light to see and appear as more stars in the sky.

Other decorations can include colorful flowers, streamers, balloons and pineapples. If you have a pool, place floating candles or live flowers inside to float. It provides a touch of elegance to the dcor. A party supply store will have all of the paper products needed to serve food.

Luaus are known for having great food. If cooking for a large group appears to be a daunting task, ask everyone to bring a dish to pass. Make sure they know the theme and see what they can create to contribute to it. Hire someone to professionally roast a pig and use that as your main course. Take a picture of the pig with an apple in its mouth to use in your scrapbook.

Games to play during a Luau include doing the limbo. The traditional game involves two people holding a pole while others dance under while the pole keeps getting closer to the ground. Other outdoor games can include horseshoes and volleyball. If you have an outgoing crowd, a hula contest may also be a fun idea.

Self-fulfilling prophecy means bringing about an outcome that was assumed to be inevitable beforehand! Self-fulfilling prophecies work by belief. (Belief means assuming that information received is true before confirming it's true!)

These beliefs can be conscious or unconscious. Usually they're unconscious and a person may believe one thing consciously and something that opposes it unconsciously! Unconscious beliefs tend to be more emotionally embedded and more potent than conscious beliefs.

Self-fulfilling Examples

If a woman believes she is stupid shell tend to find ways to act out that belief! Even if she manages to suppress that belief and gain some successes, her unconscious beliefs may still sabotage her with self-doubt, causing her to do things to undermine her accomplishments proving that what she believes about herself was true all the time!

People usually base their predictions of whether theyll succeed or fail at a goal by their past experiences of succeeding or failing at attaining their goals! The more they've succeeded in the past the more they'll believe theyll succeed in the future! The more they've failed in the past the more they'll believe theyll fail in the future!

Sometimes their predictions aren't based on experience at all, but on being told repeatedly when they were children that they could never succeed at their goals! Convinced of this they never seriously attempted to attain their goals because they believed it was useless to do so from the start! If they did make an effort and experienced setbacks, they used the setbacks to prove that they were right to believe that they would fail all along!

Self-fulfilling PatternsSome studies have shown that people who are optimists are happier and accomplish more out of life than people who are pessimists! For whatever reason, optimists believe they are good people that life is good, that good things happen to them and studies show that they usually do! Optimism is based on belief! What we believe affects what we do! What we do affects what we accomplish!

It was once considered impossible for a mile to be ran in less than 4 minutes. To the experts and those influenced by them this was an obvious reality! The belief that this feat was impossible to do stopped most runners from trying to exceed this barrier (Self-fulfilling prophecy). People were ridiculed for daring to believe that a mile could be ran in less than 4 minutes, until some "fool" proved it could be done!

More self-fulfilling Examples

Alcoholics believe that alcohol is controlling their lives! They believe that theyll always be alcoholics! But alcohol is an inanimate fluid! It has no life or intelligence! How can it control their lives?

Once alcoholics have been detoxified all alcohol is out of their systems and they're no longer physically addicted to it! Then what keeps them vulnerable to it? Is it the belief that they need alcohol to feel normal, have fun and to cope with life's problems? Ignorant of the power of their beliefs theyve learned to project that power into alcohol!

Religious Beliefs

Religious beliefs can be self-fulfilling also. In the New Testament Jesus says, "All things are possible to him that believes." People have recovered from all kinds of illnesses and diseases by firmly believing that God or Jesus was healing them! But its not their conscious beliefs thats the source of the healing power, but their unconscious beliefs, which are more potent than their conscious beliefs!

Additional Examples

Self-fulfilling prophecies affect our health and whether or not we'll recover from illnesses! Studies have shown that people who believe that they will recover from cancer do far better than those who believe that cancer is a death sentence they won't survive!

People who believe theyll recover tend to do all the things that increase their chances of survival. (They take their medication faithfully, kept doctor's appointments, exercise, get proper nutrition, have a positive attitude, etc,). While those who believe cancer is a death sentence tend to be depressed, wallow in self-pity, become less active, and don't do the things that may increase their chances for survival! The belief that one will recover from cancer has a positive affect on the immune system and a healthy immune system is a potent weapon in the fight against cancer and other diseases!

Self-Fulfilling Old Age

Some people believe that they're old at certain ages. Some think they're old at 30, 40, 50, etc! It's usually such a firmly held belief that as they start to approach those ages they unconsciously start to conform to whatever image or lifestyle they've associated with that age!

I know a guy who when he was 39 and hed forget something, he'd attribute it to his being distracted. If he felt sore after working out, he'd attribute it to working out too much! But when he turned 40 and he'd forget something, now it was because "I must be getting old!" Now if he felt sore after working out, it was because" Boy! I must be getting old!" If he noticed a gray hair in his head he'd say " Wow! I'm really getting old!" Any mistakes or perceived signs of physical deterioration, which he hardly noticed before, were now seen as confirmations that he was getting old in accordance with his belief that people are old at 40!

All these beliefs are inculcated in us from childhood through adulthood and usually go unquestioned! They're like computer programs that trigger processes and reactions in computers, except that these beliefs trigger processes and reactions in our minds and bodies that are acted out to the benefit or detriment of mankind and ourselves!

Self-Fulfilling Conclusion

If you want to know the difference between what you consciously or unconsciously believe. Observe whether your cognitive responses about an issue correspond to your emotional responses about the issue! Emotional responses are triggered mainly by unconscious beliefs! Cognitive responses mainly by conscious beliefs! For example, it's easy to believe that you're not afraid of Tigers when there's no Tigers around! (Conscious belief) But let's see how you react when you're face to face with a Tiger! (Unconscious belief)

Self-fulfilling prophecies are based on beliefs! Beliefs control our minds. Our minds control our bodies and behavior! What kind of self-fulfilling prophecies are you allowing to control your mind, body and behavior?

May the Light never cease to Lighten your Minds!

Copyright 2006 El-Veasey Publishing Inc

Today, everything from Gameboys to Sony Playstation to Xbox machines are now common in most homes. Though affordable, should our children be able to buy anything they want? This is a question I get from most parents. But what parents fail to understand is, when they try to keep up with what their neighbors have, it puts a major strain on the family's finances. Our children are now copying our ways by trying to keep up with us!

We need to be sure to keep our finances in order and show our children good fiscal responsibility. Money is a precious resource that we work hard for and should not be taken lightly. The average person has a revolving credit debt of over $8500 and bankruptcies are on the rise. What we do as family money managers goes a long way in teaching our children how to manage their own money matters.

Financial mismanagement inside families is a growing problem that can be devastating to children. Losing a home to foreclosure, having to move because of bad debts, learning to do without many of the luxuries they had before can lead to depression, lack of self-confidence, and unresolved feelings toward their parents for putting them into that position.

What is even more painful for children, is how parents isolate them from the reasons why things happened. Children need to understand that it is not their fault and that the parents made the mistakes. Parents must sit their children down and explain how mismanaging finances can put families in financial peril. If children are left to wonder, they will experience the same mistakes when they become adults.

This can be avoided at all costs if parents take the time to learn basic financial management skills. Here are some things you should be doing right now to keep your children from having to go out into life without an understanding of what it takes to financially succeed in this world.

1- Get kids involved in your life!

Show them what you are buying, what things cost in real value terms, and why you need them. Explain the differences between wants and needs and how to manage their money the right way.

2-Get your children involved in making small financial decisions.

This is a good way to show them what can happen if they make the wrong choices in life and what the consequences will be.

3- Make them aware of what money can and cannot do.

Money can make people do strange things. It has been written that it is the root of all evil but it can help those in need. A good example of this is the work that charities do. Money in itself is not bad. Only what people do with it that can turn bad.

4- Get your children involved with your shopping.

Have your children start cutting out coupons and filing them away for you. Use this as a time to teach math and language skills (especially if they are young), and allow them to help you shop by retrieving items on your list. Giving children responsibilities teaches them discipline, which is sorely lackingin our youth.

5- Don't just say no when they ask for something.

Explain to them the reasons behind why they cannot have the item, whether for financial, or other reasons, and show them alternatives that will give them confidence to make proper decisions later in life.

Children are a lot smarter than we give them credit for and they understand things better if you involve them. Don't talk down to them. Let them have a say in their lives. You will see that, we as parents, can change our destructive financial habits, and give our children something they need right now... the financial wisdom to carry throughout their lives.

Thinking of trading up on an investment resort property? If so, look into 1031 Tax Exchanges (based on IRS Code Section 1031), which allow taxpayers to defer taxes on capital gains resulting from the sale of investment real estate, often a sizable sum since combined Federal and State taxes can run as high as 38 percent.

With an exchange, owners are able to preserve equity, while still selling the property. The underlying concept is that an exchange of like-kind property for like-kind property does not generate funds, which can be taxed since the profits go directly into the new or replacement property. To accomplish this, sellers hire a Qualified 1031 Intermediary (QI) to document the sale as an exchange and to receive the funds from the sale. The QI then delivers the funds directly to the closing agent for the replacement property who deeds the property to the taxpayer.

Central to a 1031 Exchange is the interpretation of like-kind property. While the common assumption is that like-kind implies land for land or a condominium for a condominium swap, the interpretation of like kind is actually less literal. Rather, it defines like kind as meaning that both the replacement and the original property must be used as an investment. So land, condominiums, single-family homes and motels can all be exchanged for one another as long as they are used in the exchanger's business or held as an investment. The amount of debt held on the replacement property must be the same as the amount of debt on the original.

1031 Exchanges are complex mechanisms and like all IRS requirements very specific. For example, exchangers have 45 days from closing to identify properties they intend to purchase and 180 days to complete the purchase. Purchase and Sale agreements must include verbiage indicating the intent to affect a 1031 Exchange.

The 45-day time frame used to be onerous for sellers. Now, they can opt for a Reverse Exchange, in which an additional third party called "the exchange accommodation title holder" (EAT) acquires title to the replacement property until the original property sells. Reverse Exchanges shift the 45- and 180-day time frame to the selling side of the transaction. With an Improvement Exchange, which also uses an EAT to hold the replacement property, sellers can build investment properties from the ground up or improve existing properties. The improvements have to be built and paid for during the 180-day period.

If you are interested in a 1031 Exchange, the first step is to consult your tax advisors as well as an attorney or CPA who is knowledgeable with 1031 Exchanges. Make sure that your real estate professional knows you plan to conduct an exchange and be sure that he or she is familiar not only with the process but also with the specific documentation and time frame mandated by the IRS.

This article is intended to inform readers, but does not constitute any financial or legal advice.

What if it were that easy I ask? What if instead of sending nuclear enabled ICBMs to your neighboring countries, you could solve you anxiety and frustration thru designer cartoons? What if we all stepped back and laughed at ourselves and each other and determined all this sound and fury does no one any good, but rather is creating animosity and spite which has lasted thru some 60 generations?

It seems as we saw the riots in the Muslim nations over the Danish University Newspaper cartoon of the Great Allaah with a turbine on his head made to look like a bomb signifying the most radical Islamic clerics who use their religion to recruit suicide bombers; we are learning a lesson indeed. The lesson is this; when someone wants to cause a conflict over something they will always find a way. They will always find a way to play victim or use the conflict label another or a group or even a nation.

We know in watching human groupings and chimpanzee troops or even High School Football team cross town rivals that to build a team, you must first pick an enemy. Well not always, but we know that such a method is perhaps the easiest way. Rather than uniting ourselves against another, why not unite all in a common cause of cartooning.

So that we may look at ourselves and our neighbors and just laugh at the whole thing; after all we are a bunch of silly humans and get all worked up nothing at times. Come on humor me, this was not such a bad article? Consider this in 2006.

What if it were that easy I ask? What if instead of sending nuclear enabled ICBMs to your neighboring countries, you could solve you anxiety and frustration thru designer cartoons? What if we all stepped back and laughed at ourselves and each other and determined all this sound and fury does no one any good, but rather is creating animosity and spite which has lasted thru some 60 generations?

It seems as we saw the riots in the Muslim nations over the Danish University Newspaper cartoon of the Great Allaah with a turbine on his head made to look like a bomb signifying the most radical Islamic clerics who use their religion to recruit suicide bombers; we are learning a lesson indeed. The lesson is this; when someone wants to cause a conflict over something they will always find a way. They will always find a way to play victim or use the conflict label another or a group or even a nation.

We know in watching human groupings and chimpanzee troops or even High School Football team cross town rivals that to build a team, you must first pick an enemy. Well not always, but we know that such a method is perhaps the easiest way. Rather than uniting ourselves against another, why not unite all in a common cause of cartooning.

So that we may look at ourselves and our neighbors and just laugh at the whole thing; after all we are a bunch of silly humans and get all worked up nothing at times. Come on humor me, this was not such a bad article? Consider this in 2006.

British Hallmarks are the best in the world.

Who says so, the rest of the World. Although to be fair, other countries have great hallmarks too, it is just that they are NOT so often seen.

A book on World Hallmarks for Gold or Silver items is a must for any serious collector or dealer, but they can be a little intimidating and time consuming. Is that mark a Cockerel or a Tree? Could it be made in Switzerland or Germany?

Thankfully for the rest of us, a small pocket book on UK Hallmarks is more than up to the task, coupled with that very useful plastic 10X eyeglass I keep on hinting for you to buy.

It will show you that the item has been tested and stamped, to prove it is - what it says it is (9ct or 18ct etc).

British Jewelry with a full UKHM (United Kingdom Hall Mark) is generally clearly stamped and readable after you clean it (check the website below for another complimentary article on 'How to Clean your Jewelry at Home').

Once you are aware of the marks, you will always feel just that little bit better when you buy that 'Could it be an Antique?' item at the local market, or from the guy in the Pub that everyone talks about but nobody knows.

Buyer Beware....

*Six marks on British Jewelry.*

Yes... Six?

# 1: The Maker's Mark (Usually some initials). Not all that important for everyday items, unless you want to collect Jewelry from one maker. Silver collectors may want to buy items from say, Bateman (I should be so lucky).

# 2: The second stamp is the Assay Office mark or 'Mark of Origin'. It tells you where the item came from. The most common is the LONDON Hallmark. A Leopard's Head. Sometimes this has a crown on the Leopard's Head (until circa 1821). Modern items do NOT have a crown on the Leopard Stamp.

The other most common Assay Office marks are from Birmingham (an Anchor). Once there were many Assay offices around Great Britain and Ireland, the Chester mark for instance. Now there are just three offices left in England, Sheffield being the last using a 'Rose' on gold Jewelry (DO NOT CONFUSE THIS WITH 'ROSE GOLD' JEWELRY) as that is a color, not a mark.

In Scotland there is Edinburgh, while in Ireland there is Dublin. Pity the poor Welsh are left out again!

# 3: The next is the Assay Quality mark and is shown as the 'Lion Passant' (which means 'looking ahead') and is a guarantee of quality. This was later changed to a 'CROWN' mark with a stamp showing the quality of Gold.... 9ct or 18ct etc.

# 4: Finally, and possibly the most important mark, was the Date letter mark. It changed each year so we can tell when the item was made.

Occasionally there is an extra mark.

# 5: An example was the Queen's Silver Jubilee in 1977.

Suffice to say if you see a Brooch with four or five marks and one of them is an Anchor with an 18 next to it and a letter 'C' next to that.... It's a safe bet it was made in Birmingham in 1927, or was that 1952, or 1902, or, or, or.....

Buyer Beware the man in the Pub.

As with most Jewelry items though, our advise has always been to buy the best QUALITY you can afford from a reputable dealer who will guarantee it.

Other than that, your plastic 10X eyeglass sure helps a lot....

P.S.
If you administer a website or publish an ezine, please feel free to use this article as long as you leave all links in place, do not modify the content and include our resource box as listed below. Although it's NOT compulsory I would personally appreciate it if you could send me an email at: gemmo1@online-jewelry-appraisals.com to let me know if and where you used it. If you need other great content - complimentary of course - then drop me a line at the email address given - 'cause I've got Quality Content and Gallons of the stuff....

(c)David Foard - All Rights reserved

Every year over one million parents have to talk to their kids about divorce. For each parent, the discussions differ, but the goals of the discussions are universal: to openly and honestly reassure your child of your love.

Divorce is painful and traumatic for all involved spouses and children alike. We all happily begin our lives together full of shared hopes and dreams and committed to a lasting and loving relationship. Yet almost 50 % of todays marriages end in divorce. How parents handle divorce, however, makes the difference in their children's healthy adjustment or potential maladjustment.

Heres an example of how to begin talking to your child about your divorce.

Lets meet Brad: Brad is 9 years old and an only child. Hes the apple of his mothers eye and dads best buddy. Brad is at the top of his class in school and participates in the school band and in the spelling bee. Hes also an active athlete playing intramural hockey and soccer, and running competitively. Both of his parents attend all of his sports and school activities.

One day to his surprise Dad takes him out after a soccer game and tells him "I have something sad to tell you. Mom and I are having a hard time, and you may have noticed something wasn't right between us, and you are right. Were going to live in different houses and youll be spending some of the week with me and some with your Mom. I know this will be difficult for all of us. So we should talk about it openly together and about what we're both feeling."Discussing divorce with your children is never easy. Here are some tips to help ease this transition.

1. Communicate with your spouse (partner): Although things have not worked out in the marriage, the two of you still have children to raise together. Be sure you both are in agreement as to the timeline of the change and give your children clear dates and details. The more solid the plan, the less anxiety your child will experience.

2. Use age appropriate language and details: A five-year-old and ten-year-old understand very different things and have different levels of maturity. Follow their questioning before offering details. Be honest, but remember what is appropriate for the age of the child or they will not comprehend the situation.

3. Reassurance: Reassure them that they will continue to be loved and cared for by the two of you. Let your children know that your love for one another has changed, but that your love for them remains strong and constant. Reiterate that the divorce is not their fault.

4. Discretion: Make an agreement with your spouse to not speak badly about the other spouse to the children. Refrain from arguing in front of the children and do your best to keep them out of your conflict!

5. Know yourself: Be aware of your own feelings of hurt or anger. Do not make a child a confidant for the pain the divorce is causing you. Seek a support group to help you through this period. Share your feelings with friends and professionals. Children are not therapists!

Always remember: Strive to be communicative and honest during and after the divorce process because there will be different degrees of feelings over the event as time goes on. If you're communicating honestly, however, you can never hurt your child.

With rattan patio furniture you can achieve a look of relaxed comfort and beauty not possible with other types of outdoor furniture. Modern day wicker is carefully treated with several processes to preserve the woven material and protect it from the forces of nature. Here on our website you can explore the many designs made possible by the weaving process of rattan patio furniture.

You will find rattan tables of many sizes, rattan chairs, ottomans, chaises, stools, and many other interesting and unusual rattan products. The open weave of wicker and rattan patio furniture allows for better air circulation and makes it suitable for warmer climates. Rattan furniture also comes in combination with other materials, to produce pieces which take advantage of the best qualities of both.

You can create a simple patio eating area, or an entire living room look for your patio or deck. Wicker patio furniture comes in natural materials, as well as synthetic materials with the look and appeal of wicker. The synthetic wicker is better for areas where weathering is more of a problem. Natural wicker works in a more protected outdoor environment, like a screened porch. It is also great for indoor uses.

Online you can find woven wicker patio furniture, such as chairs, rockers, loveseats, and chaises, tables, wicker bamboo tea carts, bamboo bars with wicker barstools, wicker planters and plant stands. For indoor use there is even more variety available - practically any piece in any room you can imagine can be constructed in wicker.

If you want to add country charm to your back deck or yard, you should look into the furniture patio wicker styles that are available for purchase. One thing to consider when optioning furniture patio wicker sets is that they may not hold up as well in weather elements as other furniture like wrought iron, aluminum, plastic or teak wood.

If you have a sunroom with a covered roof, then furniture patio wicker chairs or sofas might be just what you need. People that live on the oceanfront seem to be drawn towards the nautical country feeling that wicker chairs seem to give. Another great thing about this material is that it is rather lightweight and can sometimes get more comfortable the more you sit in the chairs.

With furniture patio wicker sets, you can choose from a variety of colors like white, natural, evergreen, chestnut, redwood and more. Be sure to look into the length of time that your wicker piece is meant to last. Also, dont forget to purchase some nice cushions and pillows to spruce up your patio furniture set! You can also add accessories in wicker like a plant stand or side table, or even an umbrella stand!

Pool tables come in 7-, 8-, or 9-foot lengths. The size you choose is a matter of available space, but keep in mind that tournament length is 9 feet. If youre a stickler for authenticity, go for the tournament length.

The pool table is comprised of a body, a bed, side cushions, a felt-covered surface, and pockets. The body can be made of wood, laminates, wood veneer, plastics, and sometimes metal. It can be simple and mass-produced, or it can be luxurious and ornately decorated. Some models will blow your mind with their unconventional styles!

The pool table bed is usually made of one piece of slate; this is the only type of surface that serious pool players will accept. Cheaper beds are available if you arent a stickler for sure lines and straight shots.

Cloth or felt color can come in a variety of colors. Sometimes a manufacturer or dealer will let you customize the color of your table when you buy it.

Brunswick is a leader in the industry. Brunswick offers over 34 models of pool tables, each uniquely distinct in overall style and flourish. Choose the Artisan model for sleek lines, the Greenbriar for a statelier centerpiece to your game room, or the Manhattan for a wood and stainless steel paean to the urban lifestyle! The Contender series from Brunswick offers some more affordable models, plus a few extra game tables like air hockey and foosball. You can visit the Brunswick website at brunswickbilliards.com. There you can build your own table by selecting a style, a cloth color, and even a size (7, 8, or 9 feet.) You can also learn more about the contemporary world of billiards.

Jerseys are not only official sports gear but also a latest fad with sports fans of all ages. All sports have a specific guideline for sports equipment and jersey is an important component of sports gear. Sportspersons belonging to particular teams, clubs, schools or leagues wear official jersey of that team or club. Every team generally has two colors for its official sports gear, one for games at home and other for games away.

Sports Jersey - a Revelation of your Sporty Self

Wearing a jersey of one's favorite team as a display of support and fanfare is not a new concept. However, off late donning a team jersey has become a passion among sports fans. Though this trend is visible among people of all ages and income groups, wearing authentic jerseys is more popular among young school and college going crowd.

Sports apparel manufacturers are finding it hard to cope with the ever-growing demand of replica jerseys, authentic jerseys, football jerseys, throwback jerseys, soccer jerseys, hockey jerseys, basketball jerseys, and baseball jerseys. Demand for sports apparel increase in the sporting season and if you are late in placing your order, you may find it difficult to procure a jersey of your favorite team or player.

Most exciting development in sports jersey is the advent and enormous popularity of throwback jerseys. Throwbacks are the replica jerseys of popular teams and or players of yesteryears. Authentic jerseys of old teams as well as old players of new teams are very popular among sports fans. When you don a throwback jersey, you automatically indicate your love and fanfare for that sportsperson and team. By wearing throwback jerseys, you display that you belong to that particular subculture. This helps you in forming a community feeling with other fans of same team and player. Throwback jerseys make an exciting and personalized gift. Do not wait; just get your NFL league jersey before it disappears from the nearby sports apparel store.

Here's the short lesson on blood stain removal: act fast. Carpets today usually come with stain-resistant treatments, so even blood can be removed if you get it right away. The longer the delay, the more difficult removing any carpet stain becomes, and there are no stain-proof carpets yet. With blood, the process of coagulation makes it especially hard to get the stain out if it is old and dried.

Step-By-Step Blood Stain Removal

1. Rinse and extract the blood stain with cold water. Apply just a little at a time, so you don't spread the stain. Hot water can set the stain, making it permanent, so use only cold water. Add the water, then blot it up with a clean white cloth or white paper towels. You can also suck the solution out with a shop-vac, which means less of a chance of spreading the stain.

2. Remove the remaining stain with a solution of a few drops of Dawn dish washing detergent in a cup of cold water. Work it into the blood stain, but be careful not to spread the stain. Blot the area with a clean white cotton cloth or white paper towels, but don't rub the stain, as this can damage the fibers. Damaged fibers hold stains and get stained in the future more easily.

3. Repeat the process as many times as is necessary, or until there is no more transfer of the stain from the carpet to the cloth or paper towels. Then blot up excess water when you are done.

4. Leave the fan blowing on the area to dry it quickly. Otherwise, set a stack of paper towels (white) on the stained area, or a couple clean white cotton cloths, and put something heavy on them. Leave this to blot up the remaining liquid, replacing the cloth or paper towels as necessary. Fast drying keeps any remaining stain deeper in the carpet from "wicking up" to the surface and becoming visible again.

Some have reported good luck using club soda to remove blood stains, so if the above instructions don't work, you can try that next. It's not easy to predict which stains will come out and which won't until you try. This is because of various types of carpet fibers and other factors. For example, wool and other natural fibers are usually more difficult to remove stains from. As with all stains, use water first before trying other solvents for blood stain removal.

Thankfully the days are long gone when staying at a bed and breakfast entailed sleeping in someones spare room with basic amenities (possibly including a tired shag carpet) and a shared bathroom down the hall. Hardly romantic!

In fact, the change is so pronounced that smaller boutique hotels are now incorporating some of the successful qualities of bed and breakfasts into their renovations. The bywords of good quality B&Bs are perfect for those seeking a romantic retreat: intimacy, cosiness, high quality surroundings and a relaxed quiet friendly atmosphere.

According to the Travel Industry of America, over 42 million people in the USA had at least one trip last year for occasions such as a honeymoon or anniversary. This is a market to which bed and breakfasts have responded. Many are in attractive older homes which ooze charm, furnished by antiques set in lovely dcor. You can lazily luxuriate in fine linens on a comfortable bed, soak in a two-person bubbling whirlpool bathtub and snuggle up in armchairs to enjoy the ambience of a fireplace - just the place for a romantic break.

At our Victoria bed and breakfast we love to hear the oohs and aahs as our guests first enter their room, beholding the beauty of the surroundings they have chosen for their special time. It is very rewarding. Even more rewarding has been the discovery that some guests have become good personal friends.

Personable hospitality is provided by the innkeepers in whose home you stay. They are not there just for an eight hour shift for a pay cheque twice a month. Their livelihood depends on what they offer and how they offer it, so you will rarely be disappointed.

Planning.

Whilst there can be pleasure in acting spontaneously it is best to take some time in advance to plan your retreat away. Use the internet to research B&B websites in your area of choice to find the right amenities and setting at the right price. Browse through local B&B associations websites as well as those of individual establishments. Some will feature romance packages. Perhaps the trip could be a surprise for your partner.Plan to stay for more than one night to allow time to unwind and enjoy the locality as well as to relax. If the occasion is special it merits paying a little extra to enjoy the finer things of life. Remember that a B&B may be less expensive than an equivalent hotel if only because a full memorable home-cooked breakfast is included in the overnight rate.

Activities v non-activities.

Togetherness in a different environment is wonderful therapy. Mix rest and activity; perhaps reading in gardens or strolling on a beach and visiting a local attraction or browsing through antique shops. (Leave work behind no such conversation, no laptop, perhaps no cell phone.)Bring special treats with you like favourite CDs and DVDs, wine, chocolates, bubble bath etc. Do check if candles and massage oil may be used. Bed and breakfast hosts are glad to extend genuine helpful hospitality so ask your innkeeper for local recommendations - cosy restaurants, a spa, shopping guidance, activity suggestions and the best places for whatever you are interested in.

If this is your first bed and breakfast experience it will probably not be your last.

In the days that followed Englands qualification for Germany 2006, Sven Goran- Eriksson, Wayne Rooney and Michael Owen all said that they think England can win the World Cup. But, in my humble opinion yet again, although they have some highly talented and gifted players, I doubt they have a good enough team to do it. Look back at England s overall performances throughout the 2006 World Cup qualifying campaign and you can see just what the team lacks, and why England will not win the World Cup next year. A great team is built not just with technical ability (of which England have absolutely loads), fame and fortune but also passion, teamwork, commitment, tactics and personality, (all of which England desperately lacks).

You look back at the England cricket teams success in the summer and you see all of those factors mentioned above. I may not be the most ardent follower of the sport but I think Im right in saying England actually only have a couple of player in the world rankings for batting and bowling, however as a team they are formidable. Michael Vaughans intelligence, calm head and Quiet but effective leadership and Andrew Flintoffs inspiration are the keys. But you can look around at the raw passion of Simon Jones, flamboyance of Kevin Pietersen, honest workmanship of Ashley Giles and you see the way the team is built.

They played with so much strength oh character. Every time they fell behind or lost wickets certain players would step up for their team and do something special, which could be anyone at different times. Look through the England football team and youll find arrogant, self-interested individuals with all the personality of a wet fish almost to a man. These guys dont look like theyre playing for England for love or passion of the game or their country. They seem to be playing for their profile as footballers, and the next big sponsorship deal. Passion isnt about spitting anger and diving in for tackles the way Rooney and David Beckham respectively tend to do. It isnt about getting sent off as it lets your team mates and your country down.

No, passion is about running so hard, you are playing as both full-back and wide midfielder the way Cafu and Roberto Carlos did when their star player was sent off in 2002 against England. I can picture it if Svens lot were to win the World Cup. I see Beckham striking a pose with the trophy, sticking out his chest and allowing a lock of his hair to fall across his face, Frank Lampard and John Terry grinning behind him, Ashley Cole and Rio Ferdinand in the background on their mobiles to their agents demanding pay-rises com-mensurate with winning the tournament. To cut a long story short, if England wins the 2006 World Cup, Ill run semi-nude around the Merdeka Square on the next rainy day after the tournament, if, the authorities allow it of course.

A Tucson area realtor could tell you that of the nearly one million people that live in the Tucson metropolitan area, less than 600,000 live in the city of Tucson. The rest live in the outlying communities and neighborhoods. If you are planning on relocating to Tucson, or even if you already live there, a Tucson area realtor can give you insight and guidance to help you to find the best neighborhoods and homes for you and your family. Whether you are a retiree who is looking to play golf in your backyard course everyday, or a family with young children who wants to live in the area with the best schools and family programs, a Tucson area realtor can help you to find your dream home. Each area of the Tucson metro area (North, South, East and West) has its own distinct personality and lifestyle. Here are some brief descriptions:

North: You will find the areas of Oro Valley, Catalina, and Marana. A Tucson area realtor can point out both the retirement communities and the family communities in the area. These areas were traditionally farming communities, but have recently experienced a growth in development.

West: A Tucson area realtor will let you know that west of the city is Saguaro National Monument and the world renowned Arizona Sonora Desert Museum, along with the tourist attraction Old Tucson, where many westerns were filmed. There are stunning luxury homes in the foothills that your Tucson area realtor can show you, or you may be considering the quiet little community of Avra.

South: South of Tucson you will find the communities of Sahaurita, San Xavier, and Green Valley. Your Tucson area realtor can show you both upscale communities and homes for those who are on a more modest budget. You will also be in short driving distance from Davis Monthan Airforce base, and Electric Park where many major league teams have their spring training.

East: Tanque Verde is an area that is upscale that your Tucson area realtor may show you. You can also find homes in the Catalina Mountains and Mount Lemmon. Some of these are summer homes. In the Catalinas, you can fish, hike, camp and even hang glide.

No matter what area of the Tucson metropolitan area you decide to settle down in you will find it a great city. You have access to the University of Arizona with its world renowned medical center and sports teams, cultural activities, and a rich heritage that is longer than most areas in the country.

The so-called "gulf" between teams from Premiership and those striving to join the elite from the Championship is often noted, especially when teams from their respective divisions clash in Cup competitions.

However, this "gulf" may be nothing more than a fallacy. When the third round of the FA Cup comes around, Championship teams rewarded with a home tie against Premiership opposition often make a mockery of their respective league positions.

Clashes of this nature have not occurred very often during the third round in recent years, although last season, eight matches fell into this category, with the "superior" Premiership teams winning just twice.

Preston @ 2.47 vs West Brom @ 2.56. Result: 0-2
Sunderland @ 2.20 vs Crystal Palace @ 2.86. Result: 2-1
Watford @ 3.11 vs Fulham @ 2.08. Result: 1-1
West Ham @ 2.32 vs Norwich @ 2.72. Result: 1-0
Sheff Utd @ 3.07 vs Aston Villa @ 2.12 Result: 3-1
Cardiff @ 3.45 vs Blackburn @ 1.95. Result: 1-1
Ipswich @ 2.48 vs Bolton @ 2.56. Result: 1-3
Burnley @ 5.69 vs Liverpool @ 1.53. Result: 1-0

If you had backed the home teams at level stakes of 10 you would have made a profit of 52.80. If you had used a betting exchange and laid the Premiership sides with a liability of 10 on each bet, you would have made a profit of 68.76 before commission costs as the draw results would have also resulted in winning bets.

The 2003/04 season produced only two eligible matches in the third round, both of which saw the Premiership sides fail to beat their lower division opposition at the first time of asking.

Watford @ 7.02 vs Chelsea @ 1.40. Result: 2-2
Gillingham @ 3.69 vs Charlton @ 1.86. Result: 3-2

If you had backed the home teams at level stakes of 10 you would have made a profit of 16.90. However, if you had laid the Premiership sides with a liability of 10 on each bet you would have made a profit of 36.63 before commission.

There was only one eligible match in the 2002/03 season which pitted a Championship side at home to Premiership opposition. Wolves beat even money shots Newcastle 3-2 at odds of 3.44.

Unusually, there are no all-Premiership ties in this seasons third round of the FA Cup, but eight Championship sides are hosting Premiership opposition:

Leicester @ 5.50 vs Tottenham @ 1.57
Hull @ 3.60 vs Aston Villa @ 1.90
Ipswich @ 3.20 vs Portsmouth @ 2.10
Luton @ 7.00 vs Liverpool @ 1.40
Millwall @ 4.00 vs Everton @ 1.80
Norwich @ 2.75 vs West Ham @ 2.30
Sheffield Wednesday @ 4.00 vs Charlton @ 1.80
Watford @ 3.40 vs Bolton @ 2.00

All bar one of the Championship sides are available at odds greater than 2/1, although it may prove a better option to lay the Premiership teams in case of drawn matches.

One of the biggest established trends on the market front today, and still gathering momentum, is cocooning - the desire to perform the majority of social and cultural interactions (working, entertaining, relaxing, etc.) from home, rather than by going outside the home. This trend was strongly reinforced by the 9/11 tragedy, as many people began to review their lives and, sometimes for the first time, consciously decide how they wanted to live them rather than just letting life happen to them and going with the flow.

This poses an obstacle for many businesses who rely on brick and mortar style storefronts and foot traffic, as well as for those in the entertainment industries who rely on people "going out" for a large part of their income. The advent of home theaters, rec-room "bars" or "cafe corners" - sometimes better stocked and appointed than local business versions - and similar cocooning-based home improvements are becoming more and more popular as people are rediscovering the delights of having friends and family over for social time as opposed to meeting them outside the home in a third-party establishment. This trend is here to stay, according to all economic markers, so what are some of the ways in which your business can take advantage of this trend rather than being diminished by it? Here are some ideas:

1. Create a "house call" option for whatever you do. Now of course this doesn't work in all fields, but you'd be surprised how many it can be extended to, given a little creativity and thought. For example, a new car dealer might consider creating an exclusive "We bring it to you!" option for pre-qualified buyers, where interested parties can submit an application online, choose the model they're interested in from an on-screen "sales lot" and have a sales person drive it to their house for the test-drive and negotiations. Where can your business create a house-call option to encourage cocooners to purchase with you?

2. Reconfigure services and other offerings to allow for in-home variations of previously outside-only availability. For example, the recent boom of home-delivered DVD rentals does just this - you pay a consistent monthly fee and keep the movies as long as you want, sending them back when you're ready to trade them in for new titles. No longer do you need to leave the house to stay home for movie night - the ultimate expression of cocooning. How can you recreate your service or product to meet your customers' desires to stay in?

3. Consider adding "companion services" that make your service or product more attractive to cocooning customers. A pizza delivery service now offers free movie rentals with a qualified purchase as part of their "specials and sales" menu. These creative combinations save customers time and money, and offer strong incentives to remain loyal. How can you partner your offering to create this sort of option for your customers? Hint: what are your customers likely to be doing or needing during or near the time they are using your service/product?

The trend of cocooning offers many challenges to traditional businesses, especially those that rely heavily on showroom sales and foot traffic income. However, with a little creative thinking, you can turn this obstacle to your benefit and pull ahead of the pack where your competitors are concerned. My advice? Stay home one day and examine all the things you do that could be improved or eased by some version of your product or services. See where you hit snags or annoyances in your goal of living, working and having a good time at home. Imagine your ideal customer at home - then do your best to keep him there.

Box Building

Each type of sub requires it's own type of box. If a sub is installed in a box larger or smaller than what is supposed to, it will sound distorted/bad and could be destroyed. Boxes can be built in many shapes, but it is important that the box volume is calculated accurately to achieve maximum performance.

Materials

A box MUST be very sturdy. Most common building materials are 5/8" or thicker particle board or medium density fiberboard. If building a box with Plexiglas, do not use anything less that 1/2 inch thick. A common material used to mold complex shaped boxes is fiberglass, but it is very hard to work with, and require several layers for a smooth finish.

Gluing, Sealing

Glue should be used at all joints to fill any spaces. Any spaces will degrade the performance of your subs, not to mention the annoying noise air makes when being pushed out of a small hole. On applying the glue, let it cure for at least 24 hours before mounting the subs. This is a precautionary mesure to protect the rubbers used to make the subs from the high fumes that some manufacturers glue products have.

Holding Joints Together

In connecting box joints, it is best to screw the joints every four inches or so using 2" - 2-1/2" screws. Pre-drill about 3/4" deep, so that screws do not split the wood at the edges, especially when working with particle/bashboard.

Should I have a Box for Each Sub?

It is advised to have a separate chamber for each sub. Even though not necessary, here are two reasons why such a directive should be taken: First, if one of the subs blows, then the volume of the box will be "twice" as big for the one remaining working sub. This could cause problems and even damage the other sub. The second reason is bracing. Building a box with a divider in the middle will make the box more rigid.

Ports

Ports must be built into your box design to channel out the air made by the sub's vibrations. If a pre-made port is not available, the most common material is PVC . PVC is very rigid, comes in different diameters. Cut the tubing at the desired length. Consider the volume the port takes up when calculating the box volume. Cut a hole in the box. Make sure the hole is as perfect as possible to minimize gaps between the box and the tube. A couple wood braces can be added for screwing the port top the box. Seal the gaps using a proper sealant (Evo Stick or even silicone can be used).

Bracing

Boxes that are more than a foot in width or length or height, should be braced so that the box becomes more sturdy. This can be accomplished with a piece of wood maybe 3 or 4 inches wide across the box). It is a good idea to put wood blocks on the corners for reinforcement. Always consider that blocks, braces, neon lights, etc. inside a box take up space and should be accounted for when calculating internal volume.

Damping/Filling

Damping increases subwoofer efficiency by dissipating some energy that affects the sub, particularly the voice coil. It is advisable to put damping material inside a box. Pillow polyfill and fiberglass insulation are common, though polyfill is a lot easier on your skin. Polyfill also "tricks" a sub into thinking it is in a bigger box. Play around with different amounts of polyfill until you get the desired results.

Making it look professional

Make the box surface free from holes and spaces by adding wood fill. If you decide to paint the box, then you should apply primer first. Carpet or Vinyl padding is the best covering to use since they easily cover any outer blemishes on teh box and give the box a 'smooth' outlook. Be carefull when cutting the vinyl or carpet since such cutters tend to be very sharp. Cut a piece of carpet (or vinyl) big enough to cover the whole box. Apply adhesive to both box and carpet (EvoStick works great). Wait about a minute and place the fabric over the wood. For the best fit, stretch the fabric when applying it. The fabric should wrap around and end in a place of the box that will not be seen. Do one side at a time, cutting excess carpet. If possible, add staples preferabke heavy duty staples that can penetrate the box, to hold the fabric at the ends. NOTE: Do not cover each panel of the box before mounting it together since it would be impossible to find any 'leaks' that may exist in the box design much less fill these leaks.

Nothing prepares you for meeting your father for the first time when youre an adult. Because meeting this way is not normal. Your father is supposed to be there at your birth and be somebody you have always known. So what can you expect when your search has finally resulted in receiving your fathers contact information either directly or through another person?

First of all, please realize that you will need patience, understanding, and an open mind that there may be circumstances you know nothing about. You will need to put your own emotions aside and put yourself in his shoes. Because the first thing that usually happens is silence. Thats when your emotions go on a roller coaster ride: from ecstasy over finding him to complete rejection when he doesnt immediately pick up the phone and declare his undying love for you. And then all of those emotions in-between: impatience, anger, loss, sadness, regret, and fear.

Step One: Be Patient

It took my father 2 months to contact me after my uncle gave him my contact information. I cried and prayed on the couch every day. Then we went away for a 1-week cruise to Alaska and when we returned home, I turned on the computer, checked my email and there it was: his email titled, Knowledge.

Why knowledge? Well, to him, contacting me was all about responding to my request for information about him. After mulling it over for 2 months, he was still reluctant to take it further, to talk, to connect, to meet, let me into his heart, all the time wondering what the gain was. After all, he had put me behind him years ago. He had moved on, remarried and had another family. And his other children knew nothing of me.

Step Two: Understanding Your Fathers Reluctance

Want to know the biggest reason that fathers arent more open to contacting their adult children first? F-e-a-r. Fathers are afraid that they will be blamed for not being there, they will be accused of abandoning the child and they are afraid of being attacked. Sometimes rightly so. Most often than not, its complicated. Its not clear-cut whos to blame. In many cases, theres something thats being covered up. Quite often the mother blames the father, convincing the child to be on her side. And the child does become angry at the father or certainly convinced their mother was right and their father was wrong.

Fathers also worry about the people in their present life: their wife, their kids, their grandkids, their neighbors, the people at church. What are they all going to think about him having this child who suddenly appears on the scene?

Knowing all of this and accepting your father for who he is, then youll be more open to understanding he has his own point of view and reasons for his behavior. And that, under the circumstances, he is doing the best he can.

Step Three: Be Prepared for his Side of the Story

Knowing what I know now, I realized I should have expected that there would be another side to the story. But because I was so sure my mother was right, I went into complete shock and anger and experienced deep feelings of betrayal when I discovered the truth. This alienated me from my family. If I had gone in there expecting that she had told me her side and my father had another side, maybe I would have reacted more calmly and understood better what was going on.

But like any new relationship, with love, understanding, and patience, this relationship can grow into something more. It takes time, the right circumstances and the willingness on everyones part. It doesnt always turn into the father/daughter relationship weve always hoped for but sometimes it helps to be grateful for what you do get.

Soccer players are not the only persons who wear soccer jerseys. These days more and more people are wearing jerseys of their favorite soccer team. Wearing authentic jerseys to promote their favorite teams and display their affiliations is not a new concept among sports lovers. However, off late wearing authentic jerseys of popular teams has acquired the status of passion. Even though you will find people of all ages wearing replica jerseys, young and college going crowd displays and added inclination towards soccer jersey.

Soccer Jersey- Reasons for Increasing Popularity

Soccer has always lagged behind as sports apparel-merchandising opportunity in America. Traditionally soccer uniforms were not as popular as football, basketball, hockey and baseball sports gear. However, the World Cup Soccer in 1994 has added a new dimension to the popularity of this sport. Thereafter sports apparel of soccer has gained extreme popularity and sports equipment manufacturers are overwhelmed by the continuous expansion in demand for authentic jerseys and replica jerseys.

Authentic jerseys of soccer are not only popular during the soccer season but people prefer to wear them even otherwise. This jersey is a short sleeve T-shirt type jersey and is very comfortable. Since the official gear of soccer teams has bright and vibrant colors, it is more of a fashion statement and display of style for the younger generation.

You can shop for a jersey of your favorite soccer team or player at the nearby sports apparel store, departmental store or online sports apparel stores. If you are on a lookout for authentic jerseys, you should contact the sports store or the team's store selling the official gear. It is better to buy sports apparel at least two months before the start of the soccer season. That time the stores have fresh stock of sports merchandise and you can pick a good jersey of your favorite soccer team.

If you own an apartment you should well consider purchasing renters insurance. What does it cover? Renters insurance covers a number of incidents and will protect you in the event of the sudden loss of your valuables. Let's take a look at the benefits derived from purchasing renters insurance.

The first thing that one needs to keep in mind when thinking about rental insurance is that just because a property owner has insurance on his or her building or buildings it does not mean that your valuables will be protected through the owner's insurance. Rather, when a property owner purchases insurance for their rental properties it covers the basics - that means the property itself and not what resides within it. Therefore, to adequately protect yourself, you will need to acquire renters insurance.

What kind of things does an insurance policy cover for a renter? Well, in truth coverage varies from one policy to the next. Nevertheless, most policies will cover your valuables in the event that certain acts of God cause the destruction of your property. For instance, if you are the victim of a fire caused by lightening, a windstorm, a hail storm, an explosion, a civil upset, vandalism, theft, or water damage, you may be able to collect on any policy that you have that is active. Conversely, without insurance you may find yourself in quite a bind. You can lose your furniture and all your property and have no way to replace such items when they are damaged.

One of the first things you should do before you start looking for an insurance policy is to take a full inventory of everything you own. In fact, you may even want to get estimates on various items, especially antiques and the like. Once you have a complete inventory you will want to store your list in a safe place like in a fire proof box or safe or even in a safety deposit box. You will also want to update the list once a year to add any new purchases you may have made and keeping your receipts is a good idea.

Different insurance policies have different regulations attached to them. Be sure you understand the type of coverage you are getting. It is a frightful event when you don't know what kind of coverage you really have until it is too late - when something bad happens is not the time to find out that your insurance won't cover the incident. Be a wise consumer and really pay attention to what you are purchasing.

Ultimately, every renter needs insurance. Insurance is created for the "what if" events in your life and if you encounter problems, the last thing you want is to be caught off guard. With insurance, you may have to deal with some losses, but you will be able to successfully recover from such losses in a little time.

Higher taxes on top of a high LTV can destroy your cash flow.

Over the past couple of years, I have been concerned that rising property tax rates will eventually threaten the livelihood of rental property owners.

As if to partially confirm this, I have recently been contacted by two different investors who are victims of property tax hikes that took them from a positive to a negative cash flow.

In both cases we are talking about a doubling of the property tax bill in one single year.

I personally experienced a near tripling of taxes on a rental property. My per month cost for taxes went from an initial estimate of $54.17 at the time of purchase to $125 per month the following year.

The fact is no single entity on the face of the earth can affect your real estate investments the way that government can. Governments can add a significant cost of doing business via rising tax rates.

It can change the rules in the middle of the game, force you to pay up or else, and only government, (especially local government), has the power to affect every single property owner in a given city, or county. Even bankruptcy won't rescue you from the clutches of the tax man.

The general rule of thumb for residential property investing is that you should never exceed 80% financing on your income property. You should plan for higher taxes and keep your LTV at a reasonable level. While there are 90% and even 95% loans out there for investors, it can be dangerous to take out such loans as the risk of negative cash flow is much higher.

Most investors and even home owners, should be very cautious about refinancing residential properties to pull additional cash out. A higher loan amount, combined with a large tax assessment could put you in the red overnight.

If your strategy is to buy and hold, be very cautious about exceeding an 80% Loan To Value. Over-financing can cost you a whole years profits to compensate for a two month vacancy.

If your rent rates have to be artificially high in order to cover loan payments and taxes, you may not be able to find a suitable tenant. Few investors can handle the financial strain of vacancies and negative cash flow for long periods of time.

The issues facing our cities and counties in the 21st century are complex and appear to be beyond the knowledge and expertise of most local politicians. We must find new ways to manage the costs of government services in order to insure a supply of affordable housing in the years to come. Increasing property taxes has traditionally been a local governments answer to every budgeting need. If this continues, it could put investors in many cities out of business, and ruin the small investor's ability to provide affordable housing.

For now, keeping lots of equity in your properties is the only real way you have to protect yourself from negative cash flow caused by rising property taxes. While it is exciting to think about taking tens of thousands of dollars out of your properties to use for tax free income, smart investors are very conservative here, and prefer to keep lots of equity for a rainy day.